Terms & Conditions

Last updated: September 2026

These Terms & Conditions govern your use of this website, operated by Captopay Merchant Services. By using this website, you agree to these terms.

Website use

This website is provided for informational purposes to help Canadian businesses learn about payment processing and request a quote or rate review. You agree to use it only for lawful purposes.

No guarantee of savings

Any rate estimates, savings calculations, or comparisons shown on this website — including our savings calculator — are illustrative only. They are not a quote, offer, or guarantee of specific savings. Actual pricing is determined only after a review of your business and, where provided, your current processing statement.

Services and agreements

Any payment processing or merchant services arrangement is subject to a separate merchant agreement between you and the applicable payment technology or processing partner, including underwriting approval, pricing, and contract terms disclosed to you directly before you commit.

Intellectual property

The content, design and branding on this website belong to Captopay Merchant Services unless otherwise noted, and may not be reproduced without permission.

Limitation of liability

This website and its content are provided “as is.” While we aim for accuracy, we make no warranty that information on this site is complete or error-free, and we are not liable for decisions made based solely on general information published here rather than a direct review of your business.

Changes to these terms

We may update these terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed through our contact page.